Chicago Title Insurance Company - New Jersey (NJ) Direct Operations

At Chicago Title (Chicago), the security of our policyholders is always our main priority. Our parent company, Fidelity National Financial, Inc. (FNF), is the clear industry leader in all measures of financial strength.

We are regularly assigned ratings by independent rating agencies designed to indicate our financial condition and/or claims paying ability. The rating agencies determine ratings by quantitatively and qualitatively analyzing financial data and other information. Based on the most recent evaluations of financial position and operating results, FNF and FNT have received the following ratings.

Standard & Poor’s (Financial Strength Rating) FNF Family	A
Moody’s Investors Service (Financial Strength Rating) FNF Family	A2
Fitch Ratings (Insurer Financial Strength Rating) FNF Family	A
A.M. Best Company (Financial Strength Rating) FNF Family	A
Lace Title Ratings Corporation (Claims Paying Ability Rating) Chicago Title Insurance Company	A
Demotech, Inc. (Financial Stability Rating) Chicago Title Insurance Company	A

Balance Sheet
ASSETS
Bonds	$	560,786
Stocks		237,029
Cash and short-term investments		50,976
Real estate and mortgage loans		10,453
Other invested assets		24,571

Total cash and invested assets		883,825

Title plants		37,828
Title insurance premiums \| and fees receivable		18,751
Other assets		56,028

ASSETS

LIABILITIES, SURPLUS AND OTHER FUNDS
Known claims reserve	$	80,813
Statutory premium reserve		458,813
Other liabilities		162,606

Total liabilities		702,232
Surplus as regards policyholders		294,200

Total liabilities, surplus and other funds		996,432

Statement of Income
ASSETS
Total operating income	$	1,827,151
Total operating deductions		1,697,363
Net operating gain		129,788
Total investment income		57,888
Net income, before federal income taxes		187,676
Federal income taxes incurred		60,542

Net income	$	127,134